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Posts Tagged ‘budget’

Your first paycheck, and what you should know

two hands with 100 dollar bill

It’s a rite of passage into adulthood – your first paycheck. It doesn’t matter whether you are a teen with an after school job or a recent college graduate, you first paycheck always seems to have some surprises. Here is a brief review of what the important information on your pay statement means, and what…

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Get wealthy, not rich: change how you think about money

balance savings & debt

How do you define wealth? The standard definition is wealth is “a large amount of money and possessions.” But consider this definition: wealth is the difference between what you are earning and what you are spending. Most of us want to be rich because we think it’ll make our financial problems will go away. Sadly,…

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5 financial resolutions for the New Year

New Years resolutions

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start.   Get on budget.  Take charge of your finances by creating a budget. Start by calculating after-tax income and subtracting fixed monthly expenses. Then…

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How not to overspend this holiday season

man with money flying out of wallet

The holidays are fast approaching, and so is the season for spending.  Many people find this a stressful time, because they know they will end up spending more than they can afford.  Here are some ways to reign in your spending this season. Set a budget Before you begin making lists, planning and shopping, decide…

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To pay down debt, first you have to save

piggy bank

When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), your debt is likely costing you more money every month than your savings…

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