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Posts Tagged ‘finances’

Make Your Tax Refund Work for You!

America Saves tax refund

This post is brought to you by America Saves, a campaign managed by the nonprofit Consumer Federation of America, which motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. Celebrate America Saves Week, February 26 – March 3, 2018. Set a Goal. Make a Plan. Save Automatically. By…

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How not to overspend this holiday season

man with money flying out of wallet

The holidays are fast approaching, and so is the season for spending.  Many people find this a stressful time, because they know they will end up spending more than they can afford.  Here are some ways to reign in your spending this season. Set a budget Before you begin making lists, planning and shopping, decide…

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To pay down debt, first you have to save

piggy bank

When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), your debt is likely costing you more money every month than your savings…

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Balance your finances

Woman balancing a tightrope

In today’s day and age, balancing a checkbook has become a thing of the past. It is something we remember our parents doing.  With modern technology, many people do not bother to balance their checkbooks anymore. In fact, most of us have done away with actual, physical checkbooks entirely by paying our bills online using…

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Be a credit card deadbeat

cash & credit cards

There are two types of credit card customers:  revolvers and transactors.  Revolvers carry a balance from month to month, and are the money makers for credit card companies because they also pay interest, and sometimes late payment fees.  Transactors pay off their balance every month, thus avoiding interest charges and late payment fees. Transactors are…

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