Blog

Posts Tagged ‘financial planning’

How not to overspend this holiday season

man with money flying out of wallet

The holidays are fast approaching, and so is the season for spending.  Many people find this a stressful time, because they know they will end up spending more than they can afford.  Here are some ways to reign in your spending this season. Set a budget Before you begin making lists, planning and shopping, decide…

Read More

To pay down debt, first you have to save

piggy bank

When you want to pay off debt fast, that impulse often means depleting your savings. So how do you pay off debt AND save money? Mathematically, based on the interest rates of your loans versus your savings account (or other savings products), your debt is likely costing you more money every month than your savings…

Read More

Balance your finances

Woman balancing a tightrope

In today’s day and age, balancing a checkbook has become a thing of the past. It is something we remember our parents doing.  With modern technology, many people do not bother to balance their checkbooks anymore. In fact, most of us have done away with actual, physical checkbooks entirely by paying our bills online using…

Read More

Your life goals, are our life goals

Notebook with the word goals written across

If there’s ever a time that “millennials” need cooperatives, it’s now. The last ten years have been quite transformational for this generation of young adults. Younger millennials just graduating college likely saw their parents lose jobs, benefits, and pensions while bank executives lost nothing. According to a study by Filene Research Institute, millennials make about…

Read More

Simple estate planning for everyone

compass

If you think that estate planning is for the rich, you are wrong. While people with many assets definitely need estate planning, so do people of moderate or few assets. Your estate is simply your net worth, or what you own minus what you owe. Estate planning is just a plan for what happens to…

Read More