Do you offer payment protection for loans?
Yes. We offer credit life and disability insurance, guaranteed asset protection (GAP) and MPOWER + Vehicle Protection. You can find more information on loan payment protection products here.
Read MoreCan I use my Visa credit or debit card internationally?
Sometimes, yes. However you must call us before you travel so we can set controls on your card to prevent it from being declined in other countries.
Read MoreWhat number do I call to report a lost credit card?
To report a cost or stolen credit card call 1-800-558-3424
Read MoreWhat is your mailing address?
White Sands Federal Credit Union P.O. Box 99 Las Cruces, NM 88004
Read MoreWhen should I receive my 1099-INT statement?
1099-INT statements are only issued for accounts that earn more than $10.00 for the year. You will receive your 1099-INT statement no later than January 31st of the following year.
Read MoreContact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.