Financial Literacy
The 3 things you need to know before you buy a new car
There are many things to consider before purchasing any car, but buying a new car might spark particular questions. There are pros and cons to buying a new car, just as there are pros and cons to buying used cars. First off, when purchasing any vehicle, ask yourself “Why am I buying this car?” Is…
Read MoreUnderstanding your debt-to-income ratio
Have you ever applied for a loan and been told that your debt-to-income ratio was too high? You may have wondered what that meant. Your debt-to-income ratio is the portion of your income that goes to debt payment, and it is a key component of creditworthiness. Lenders consider debt-to-income ratio along with credit score when…
Read MoreRetirement planning for 20-somethings
If you’re in your 20s, the topic of retirement brings a wave of anxiety and boredom. Who has time to think about saving for retirement with massive student loans to pay? And retirement is y-e-a-r-s away. It’s time to re-frame the discussion of retirement planning for 20-somethings. It’s not just about money when you’re old.…
Read MoreBoost your savings with certificate laddering
Even though share certificates (a.k.a known as certificates of deposit or CDs)) won’t get you the highest return on your dollar, they are pretty much guaranteed not to lose you money. That’s because share certificates are federally insured up to $250,000 per account holder by either the National Credit Union Administration (NCUA) or the Federal…
Read More10 money moves to make before you have a baby
Ready to pick baby names while wondering which color baby booties you’ll need? (Neutral, everyone says go with neutral.) Exciting and life-changing times are ahead! You’re going to have fun decorating the nursery and sharing the good news with everyone. But the next nine months are also important for getting your finances in order. Studies…
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(575) 647-4500 or
Hours of Operation:
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Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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