Financial Literacy
Mortgage loans for beginners
Buying a home is a complicated process, and so is obtaining a loan to assist with the purchase. If you are new to the mortgage loan process, read on to understand how it all works. A mortgage loan is simply a loan to purchase your home. They are useful because most people don’t have the…
Read MoreEmergency fund—start small, think big
Many people wonder how they can build an emergency fund when they’re trying to pay off debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth of…
Read MoreThe ABCs of car loans
You’ve done your research and are now ready to purchase your new (or used) vehicle. Now, how do you pay for it? Unless it is an inexpensive used vehicle, most people don’t have the cash to pay for a vehicle, so they have to take out an auto loan. If you’ve never financed a vehicle,…
Read MoreDon’t fall for these common money myths
Even the most battle-tested budget warrior might be making money decisions based on bad information, according to results of a recent survey. Charles Schwab interviewed 998 people to discover their biggest financial misconceptions. A large number of them believed common money myths. In fact, those who described themselves as “savvy” actually were more likely to…
Read MoreWhy was my loan denied?
You applied for a loan and your application was denied. And now, you are left wondering why. Here are six common reasons loan applications get rejected, and steps you can take to make yourself more likely to be approved for your next loan. Your credit score is too low Your credit score, also called a…
Read MoreContact Us
Call Center:
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
Mailing Address:
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
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Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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