Blog

Savings

Boost your savings with certificate laddering

CD or share certificate laddering - piggy bank image

Even though share certificates (a.k.a known as certificates of deposit or CDs)) won’t get you the highest return on your dollar, they are pretty much guaranteed not to lose you money.  That’s because share certificates are federally insured up to $250,000 per account holder by either the National Credit Union Administration (NCUA) or the Federal…

Read More

Livin’ the dream: how to plan a gap year

Globe Showing Europe

What does “livin’ the dream” mean to you? It could be chasing waves in the best surf spots around the world from Hawaii to Fiji. Or moving to France, eating freshly baked croissants every morning while working on that novel you’ve always wanted to write. Maybe you think to yourself, “I wish I could do…

Read More

Emergency fund—start small, think big

dollar sign and lifesaver on water

Many people wonder how they can build an emergency fund when they’re trying to pay off debts. It isn’t as hard as you might think. The strategy is to start small, change a few habits, and change your mindset. If you’re starting from scratch with your emergency fund, begin by saving one month’s worth of…

Read More

Saving for teen dreams

Most teenagers have big dreams. Some dream of owning a car, traveling or starting a business. Many plan on attending college. All those dreams require cash.  So how do you turn that dream into reality? Be a dream achiever and start saving your money. Think $1.67 a day! If you’re 13 years old and you save…

Read More

Saving as a family

young boy with piggy bank

This post is brought to you by America Saves, a campaign managed by the nonprofit Consumer Federation of America, which motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. Celebrate America Saves Week, February 25 – March 2, 2019. Set a Goal. Make a Plan. Save Automatically.  …

Read More