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Loyalty Plus Rewards

We appreciate your loyalty and reward you for it!

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At White Sands FCU, relationships are everything. That’s why we created the Loyalty Plus Rewards Program. It’s our way of saying thank you for choosing us to meet your borrowing needs.

In addition to exceptional products and service, the Loyalty Plus Rewards Program rewards members like you with a discounted rate on your next loan. Through this program, each time you are a repeat White Sands Federal Credit Union borrower, you will save .25% off our current loan rates.*

 

New Auto Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed, and other factors.
Advertised rates may not be combined with any other discounts.
TermAPR* as low asAPR* as low as - with Loyalty Plus & Online Application Discount
Current and prior year, less up to 72 months7.49%6.89%
up to 78 months7.69%7.09%
up to 84 months7.89%7.29%

Used Auto Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
Advertised rates may not be combined with any other discounts.
TermAPR* as low asAPR* as low as - with Loyalty Plus & Online Application Discount
up to 72 months7.99%7.39%

Personal Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
TermAPR* as low asAPR* as low as - with Loyalty Plus & Online Application Discount
Signatureup to 60 months12.00%11.40%
Line of Creditrevolving12.00%11.40%
Share Securedvaries2.00% above dividend rateN/A
Share Certificate Securedvaries2.00% above dividend rateN/A

 

**APR is annual percentage rate. Some restrictions apply. Discount Rate subject to change without notice. Loyalty Plus & Online Loan App discount does not apply to credit cards, Mortgages, or HELOC.

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members