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buying a new car

There are many things to consider before purchasing any car, but buying a new car might spark particular questions. There are pros and cons to buying a new car, just as there are pros and cons to buying used cars.  First off, when purchasing any vehicle, ask yourself “Why am I buying this car?” Is…

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mobile phone & credit card

It’s holiday shopping time.  If you are like the majority of Americans, you will do at least some of it online. According to study conducted by the company BigCommerce, 96% of Americans have made an online purchase at some point in their lives, and a full 51% of us prefer online shopping over in-store. With…

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school supplies

Back to school means expenses!  Clothes, shoes, and school supplies can drain a budget quickly. According to The National Retail Federation, the average family with school-aged children spends $674 on back-to-school items–clothes, shoes, supplies, and electronics–each year. It’s no wonder setting a budget is essential for all parents with school-bound youngsters. To avoid falling into…

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man with money flying out of wallet

The holidays are fast approaching, and so is the season for spending.  Many people find this a stressful time, because they know they will end up spending more than they can afford.  Here are some ways to reign in your spending this season. Set a budget Before you begin making lists, planning and shopping, decide…

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hundreds white cars one red

Did you know you can get credit union financing right at the car dealership? The process is designed so credit union members benefit several ways. First, as a member of a cooperative you reap the benefits of lower rates offered by White Sands FCU. Credit unions have lower loan interest rates than banks. In 2016,…

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