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Did you know you can get credit union financing right at the car dealership? The process is designed so credit union members benefit several ways.

First, as a member of a cooperative you reap the benefits of lower rates offered by White Sands FCU. Credit unions have lower loan interest rates than banks. In 2016, the average interest rate for a 48-month new car loan at a credit union was 2.61%. The average for banks was 4.55%.

Second, it’s quick and easy. There’s a fast turnaround time when filling out applications, and the process is user-friendly. Also, there’s a smooth flow of paperwork between participating dealerships and White Sands FCU. The accommodating business relationship will benefit you, the loan customer.

Third, you have the ability to choose a variety of credit union financing options right at the dealership. The innovative lending approach clearly gives you–the credit union member–the benefit of choosing the option that’s best for you.

We’re still happy to pre-approve you for a car loan at the credit union if you like the flexibility of shopping dealerships. But if you’re at the dealership, ask for White Sands FCU financing. It’s almost always your best deal.