Can I open a savings and checking account if I have credit problems?
Maybe. We use ChexSystems, a check verification service and consumer credit reporting agency, to screen members before opening accounts. If you had previous deposit accounts that were reported to ChexSystems as a loss, we would require you to repay the amount due to have your name cleared from ChexSystems before you open a deposit account. …Read More
Can I get a debit card for my savings account?
Debit cards are only issued for checking accounts. You can however, obtain an ATM card to access a savings account.Read More
What is the most I can withdraw from my account at an ATM?
Our ATM cards have $805 daily limit, and our debit cards have a $1,200 daily limit. Each machine has its own transaction limit. You may be required to make multiple transactions if you want to withdraw your entire card limit. These limits on your cards reset each day at 2 pm (MST).Read More
I have reached my limit of six transactions in my savings account, what can I do?
Federal Regulation D restricts electronic transfers and withdrawals from savings (share) and money market accounts to six per month. If you have reached your six-transaction limit as defined by Regulation D, you can come in person to one of our branches to conduct a transaction. There is a $1 fee per transfer or withdrawal after…Read More
Can I open an account online?
If you are not already a member, you need to come into one of our branches to open your savings (share) account. If you are already a member, you can open any loan account online by using our online loan application. Members can also open a checking account by giving us a call.Read More
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.