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There are no fees for using your Visa Debit Card in the United States when making purchases.  However there may be a fee assessed to your account if there are insufficient funds at the time of the transaction. If you are making purchases outside of the United States, there may be a fee of $2 per transaction.

If you use your ATM or Debit card to obtain cash from an ATM that is not owned by White Sands FCU, or in the Allpoint Network, a fee will be imposed by White Sands FCU, and by the institution that owns the ATM you are using.  To avoid ATM fees, use one of our surcharge-free ATMs.

Categories: Checking, Debit/ATM

Contact Us

Call Center:
(575) 647-4500 or

(800) 658-9933.

Hours of Operation:
Monday thru Friday, 8 am-5 pm

Mailing Address:
P.O. Box 99
Las Cruces, NM 88004

Routing & Transit # 312276470

Federally Insured by NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

Federally Insured by NCUA  Equal Opportunity Lender  Facebook

White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.

Tax Solutions and Savings for Members