Mobile Home & Manufactured Home Loans
Mobile Home Loans
Yes! We provide financing for mobile and manufactured homes1. If you plan to purchase a mobile home or refinance the one you’re in, come see us. Our rates are affordable and our terms are flexible.
- Real property mobile home loans - To qualify, the home must be attached to land and the title de-activated. Terms are 15 or 30 years and the minimum loan amount is $40,000.
- Titled mobile home loans - Terms for titled mobile home loans can be up to 12 years.
Mobile Home Loan RatesAPR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
|Term||APR* as low as|
|Up to 84 months||8.00%|
|Up to 120 months||8.50%|
|Up to 144 months||9.00%|
1. Real property mobile home must be model year 1977 or greater. All loans subject to credit approval.
(575) 647-4500 or
Hours of Operation:
Monday thru Friday, 8 am-5 pm
P.O. Box 99
Las Cruces, NM 88004
Routing & Transit # 312276470
Federally Insured by NCUA
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.
Equal Housing Lender
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
White Sands Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with the WCAG 2.0 standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other assistive technology and are encountering problems using this website, please contact us at 575-647-4500 or 1-800-658-9933. Please provide the location of the inaccessible information. All products and services available on this website are available at all White Sands Credit Union branch locations.